Legal Information

Please read this agreement carefully before accessing or using this site. By accessing or using the site, you agree to be bound by this agreement. OnLine Mortgage provides the information and services on this site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices.

The information and services offered on this Web site are provided with the understanding that neither OnLine Mortgage nor its content suppliers are engaged in rendering legal or other professional services or advice. The information you find on this web site is provided "as is" and is for reference purposes only. Use of the information provided is voluntary, and you should rely on it only after an independent review by qualified experts. Reference herein to any specific commercial product, process or service does not constitute or imply any endorsement, recommendation or favoring by OnLine Mortgage. Your use of the site is subject to the additional disclaimers and caveats that may appear throughout the site.

OnLine Mortgage and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this site. While OnLine Mortgage strives to keep the information on this site accurate, complete, and up-to-date, OnLine Mortgage cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.

Current information on all OnLine Mortgage products and services can be obtained through the Service Centre at 416-704-3310.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

You may access, download and print materials on this Web site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site without first obtaining written consent from OnLine Mortgage. Furthermore, you may not use the materials found on this Web site on any other Web sites or in a networked environment without first obtaining written consent from OnLine Mortgage.

PROPRIETARY RIGHTS

All materials on this site (as well as the organization and layout of the site) are owned by OnLine Mortgage. or its suppliers. All rights reserved. No reproduction, distribution, or transmission of the materials at this site is permitted without the written permission of the OnLine Mortgage.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Web site, you warrant to OnLine Mortgage that you will not use this Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Web site automatically terminates.

TRADEMARKS, LOGOS, LINK, PARTICIPATING LENDERS

Certain nanes, graphics, logos, links, icons, designs, words, titles or phrases on this web site may constitute trade names, trademarks or service marks of participating financial institutions or linked sites. The display of which on this web site does not imply in any way that a license of any kind has been granted. Any unaurthorized downloanding, re-transmission or other copying or modification of trademarks and /or the contnets herein may be a violation of federal or common law, trademark and /or copyright laws and could subject the copier to legal action.

No one may use the name or logo of any of the participating financial institutions or linked sites, or of any entity associated with any of them, without the prior written consent of the relevant entity.

LIABILITY DISCLAIMER

Information and documents provided on this Web site are provided 'as is' without any warranty. OnLine Mortgage uses reasonable efforts to include accurate and up-to-date information on this Web site; it does not, however, make any representations as to its accuracy or completeness.

You use this Web site at your own risk. If your use of this Web site or the materials therein results in the need for servicing or replacing property, material, equipment or data, OnLine Mortgage is not responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ONLINE MORTGAGE AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME.

ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL ONLINE MORTGAGE AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ONLINE MORTGAGE OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless OnLine Mortgage, its affiliates and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this agreement.

CHANGES TO SITE

OnLine Mortgage and its suppliers may make improvements or changes in the information, services, products, and other materials on this site, or terminate this site, at any time without notice. OnLine Mortgage may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.